精算及保險（榮譽）理學士課程 與 數據科學及商業智能學（榮譽）理學士課程設有實習計劃，目的為學生提供課堂以外，實踐知識的機會。學生能夠通過實習經驗，加強人際關係和領導能力。

在本次實習中，我的職責是建立商業智能儀表板，協助數據科學項目提出解決方案，開發大數據平台。我曾在大數據團隊的各個項目中工作：從建立儀表板、用程式抽取網站內容、到為平台選擇數據來源，並為客戶推薦系統。在這個過程中，我通過同事的合作和指導，學到了如何有效地管理團隊中的編碼風格、處理大量數據開發一個高效的平台版本控制，以及應付不同的編程語言。這對我來說是一次極具成就的經歷，我會在兼職實習期間繼續向同事學習。

透過這次工作經驗，我獲益良多：首先，可以通過聽取同事的經驗，了解統計人員和助理統計人員的工作職責。另外，同事們亦提及到工作崗位的發展，令我可以更了解這份工作，從而根據個人特質選擇較合適的崗位。其次，上司們教授一些課程外有用的方法，例如，了解數據背後的真實含義以及分析技巧。由於數據可能受到許多不同變數影響，而難以得出明確結論，因此在現實中分析數據可能沒有最佳選擇。第三，我們學習到如何從收集到的數據中，不僅僅像課堂上陳述數據，並且找出有用的信息。我認為這次經驗對未來的職業方向非常重要。

第三產業運營團隊專注於股票市場的企業動向，如計算股息與客戶溝通。實習中最大的挑戰是，如何確保計算的準確性及保持高水平。尤其在銀行業裡，錯誤會連累整個團隊。因此，我需要為工作負上責任，必需要進行兩次甚至三次流程審核。

很榮幸參與統計處的暑期實習計劃，接觸統計和數據分析相關工作。實習期間，我提升了數據視覺化、數據分析和編程技巧，將課堂知識應用於實務。這次經歷豐富了我的專業知識，同時培養了團隊合作和溝通能力。感謝統計處給予這寶貴機會，我對統計和數據分析更有興趣，期待未來在這領域持續成長和貢獻。

The time I spent in the Insurance Authority was a great opportunity for me to widen my eyesight about the insurance industry. I was able to know more about the industry from a regulator's prospective, which was a very precious experience. This experience has deepened my understanding towards the Insurance industry, and helped me throughout the remaining school years.

My first actuarial internship was at Zurich Services Hong Kong Limited, a Switzerland-based global insurer, during the first half year of 2020. Unlike my previous experience at the Insurance Authority (IA), Zurich was a microscopic world as I worked in a sub team of reporting under Finance Life Actuarial department that cultivated my knowledge on reporting standard, both locally to the Insurance Authority and internationally (IFRS). I was grateful and satisfied that I had an opportunity to get a touch on the actual doings of a reporting actuarial team such as running prophet data conversion system, grouping policies in a model point, consolidating datum of reinsurance accounts and participating in some ad-hoc tasks like setting up extra reserve for COVID-19 and revamping prophet codes to cater a new product of a new subsidiary of Zurich.

What I have learnt from this internship is how to use Prophet, such as model running and spreadsheet checking to see if there is any error inside. I have also used the skills learnt from school such as Excel formulae, VBA and some actuarial skills in Excel. I think these skills are important to be an actuary. My supervisor gave me a lot of tasks which were quite difficult for me. Although I had spent much time to read and understand, I could handle them eventually. There are three important things to be an intern: be patient, be careful and ask supervisor for help if facing any problem.

In the internship scheme, I have gained experience by working in the Asset and Liability Management team. My job responsibility is to do breakdown of products with their asset share and finish proofreading work. This is a valuable opportunity for me because not only I become more familiar with making use of excel formulas, but also I can know more about how the department operates, the useful ways and ideas to finish tasks, the information related to the industry as well as the future career path through communicating with my colleagues.

This internship has been great, giving me lots of chances to learn about the pricing team and insurance products. The colleagues at FTLife are friendly and caring. There’s room for me to grow and improve my skills in the FTLife workplace. It’s a good learning environment where I can actively participate and apply what I’ve learned. I’m thankful for this valuable internship opportunity and excited to keep developing my abilities and contributing at FTLife.